Housing Vacancies and Homeownership (RATE, HOR) · Homeownership rate, not seasonally adjusted
What share of US households own their home?
The homeownership rate was 65.5% in the quarter ended , up 0.2 percentage points from a year earlier.
Homeownership rate, not seasonally adjusted, each quarter
Shaded bands are US recessions as the National Bureau of Economic Research dates them: to , to , to , to , to , to , to , to .
Shaded bands are US recessions as the National Bureau of Economic Research dates them: to .
Homeownership rate, change from a year earlier, each quarter (ours)
Shaded bands are US recessions as the National Bureau of Economic Research dates them: to , to , to , to , to , to , to , to .
Shaded bands are US recessions as the National Bureau of Economic Research dates them: to .
Each point is one quarter of the series as the source publishes it, or a change worked out from those values (ours). The US recessions are shaded. Pointing at the chart shows the quarter and the value.
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Inspect and compare dates
The newest quarter beside the one before it and the nearest ones a year, five and ten years earlier. The last ten years are in the table under "The numbers behind the chart".
| Measure | Latest | The quarter before | A year earlier | Five years earlier | Ten years earlier |
|---|---|---|---|---|---|
| Quarter | |||||
| Homeownership rate | 65.5% | 65.0% | 65.3% | 65.4% | 63.5% |
| Change over a year | +0.2 pts | 0.0 pts | −0.3 pts | −2.0 pts | −0.2 pts |
The table scrolls sideways; the first column stays in place.
Observed .
Right now
The homeownership rate was 65.5% in the third quarter of 2026, the highest since the fourth quarter of 2025.
Over a year it is up 0.2 percentage points (ours).
ChangeOurs
| Period | Then | Change |
|---|---|---|
| One quarter | 65.0%, the rate in | +0.5 percentage points |
| Four quarters | 65.3%, the rate in | +0.2 percentage points |
| Five years | 65.4%, the rate in | +0.1 percentage points |
| Ten years | 63.5%, the rate in | +2.0 percentage points |
In historyOurs
The homeownership rate of 65.5% in was higher than in 160 of the 246 other quarters since , the same in 6 and lower in 80.
Highest since : 69.2% in . Lowest since : 62.9% in .
AverageOurs
Average since : 65.28% (ours, a plain mean of the 247 quarters).
ComparedOurs
Over a year the homeownership rate is up 0.2 percentage points, which ranks 2 of the 3 rows of the table, where 1 is the largest change.
The table sets the homeownership rate beside the homeownership and vacancy rates, by the change over a year in each one's newest quarter.
Understanding the homeownership rate
Where it stands today
The homeownership rate was 65.5% in the third quarter of 2026.
What does the homeownership rate measure?
The homeownership rate is the share of occupied housing units that are lived in by their owners. The Census Bureau estimates it each quarter from the Housing Vacancy Survey.
Read more
What 500metrics adds: the change over one quarter, four quarters, five years and ten years, the highest and lowest value since the series begins, and how the change over a year compares with the other lines of the homeownership and vacancy rates page.
The numbers behind the chart
What was the homeownership rate in each quarter?The last ten years, 40 quarters, newest first; the chart and the file have every quarter since 1965 Q1
| Quarter | Value | Change over a year |
|---|---|---|
| 65.5% | +0.2 pts | |
| 65.0% | 0.0 pts | |
| 65.3% | +0.2 pts | |
| 65.7% | 0.0 pts | |
| 65.3% | −0.3 pts | |
| 65.0% | −0.6 pts | |
| 65.1% | −0.5 pts | |
| 65.7% | 0.0 pts | |
| 65.6% | −0.4 pts | |
| 65.6% | −0.3 pts | |
| 65.6% | −0.4 pts | |
| 65.7% | −0.2 pts | |
| 66.0% | 0.0 pts | |
| 65.9% | +0.1 pts | |
| 66.0% | +0.6 pts | |
| 65.9% | +0.4 pts | |
| 66.0% | +0.6 pts | |
| 65.8% | +0.4 pts | |
| 65.4% | −0.2 pts | |
| 65.5% | −0.3 pts | |
| 65.4% | −2.0 pts | |
| 65.4% | −2.5 pts | |
| 65.6% | +0.3 pts | |
| 65.8% | +0.7 pts |
Show 16 more rows
| Quarter | Value | Change over a year |
|---|---|---|
| 67.4% | +2.6 pts | |
| 67.9% | +3.8 pts | |
| 65.3% | +1.1 pts | |
| 65.1% | +0.3 pts | |
| 64.8% | +0.4 pts | |
| 64.1% | −0.2 pts | |
| 64.2% | 0.0 pts | |
| 64.8% | +0.6 pts | |
| 64.4% | +0.5 pts | |
| 64.3% | +0.6 pts | |
| 64.2% | +0.6 pts | |
| 64.2% | +0.5 pts | |
| 63.9% | +0.4 pts | |
| 63.7% | +0.8 pts | |
| 63.6% | +0.1 pts | |
| 63.7% | −0.1 pts |
How does it compare with the homeownership and vacancy rates?Ranked by the change over a year
| Series | Quarter | Value | Change over a year | Rank |
|---|---|---|---|---|
| Rental vacancy rate | 7.6% | +0.5 pts | 1 | |
| Homeownership rate (this page) | 65.5% | +0.2 pts | 2 | |
| Homeowner vacancy rate | 1.2% | 0.0 pts | 3 |
The table scrolls sideways; the first column stays in place.
What do these figures leave out, and how are they cited?Limits, dates and how to cite
What this number cannot tell you
- The rates come from the Housing Vacancy Survey, part of the Current Population Survey, a sample of households, so each carries sampling error; the Census Bureau publishes a confidence interval for each rate.
- A quarter is dated by its first month here and by its end in the sentence at the top of the page. The Census Bureau does not adjust these three rates for the season; it publishes a separate seasonally adjusted homeownership rate.
- The changes, the ranks and the highest and lowest values are ours, worked out from the values the Census Bureau publishes; a change is in percentage points.
- This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Observed . Checked .
How to cite this
U.S. Census Bureau, Economic Indicators. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau., Homeownership rate, not seasonally adjusted, through the third quarter of 2026. Compiled by 500metrics, "What share of US households own their home?", https://500metrics.com/homeownership-and-vacancy/homeownership-rate.
Can the data be downloaded?homeownership-and-vacancy-homeownership-rate.csv
Download the full history as CSV: 247 rows, to , 4,322 bytes.
Our text and compilation: CC BY 4.0.
Recession dates from the National Bureau of Economic Research.
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