National Income and Product Accounts (NIPA) Table 2.6 · Personal income and its disposition, monthly
Where does US personal income come from, and where does it go?
The month ended : of the 12 lines, the change over a year was largest for Consumer spending, up 6.3%, and smallest for Personal saving, down 23.4%.
Personal income and its disposition, income, each month
- Personal income27707.815999.1 to 27707.8
- Compensation of employees16534.710033.7 to 16534.7
- Proprietors' income2147.61344.1 to 2165.2
- Rental income1206.5620.4 to 1206.5
- Interest income2531.61391.2 to 2531.6
- Dividend income2190.11042.5 to 2204.4
- Transfer receipts5205.32793.0 to 8210.0
Personal income and its disposition, taxes, spending and saving, each month
- Personal taxes3418.81980.1 to 3426.4
- Disposable income24289.014019.0 to 24289.0
- Personal outlays23377.912748.1 to 23377.9
- Consumer spending22452.812249.2 to 22452.8
- Personal saving911.1444.0 to 5955.2
Each row is one line of the page over the last ten years, one month to a point, on a scale shared by the rows of the tab, with its newest value and its range printed beside it and a dashed line at zero. A gap is a month with no value. Pointing at the chart shows the month and the value.
Observed .
Right now
Over a year to September 2026, of the 12 lines on this page the change was largest for Consumer spending, up 6.3%, and smallest for Personal saving, down 23.4%.
Of these lines, 11 rose, 1 fell and 0 did not change over the year (ours, from the published values).
By lineOver a year, ours
Personal income and its disposition, change over a year, by line
- Income
- Taxes, spending and saving
Each bar is the change in one line over a year, the largest first, with its rank at the left and its newest value under the figure. A line with its own page links it from its name. A change below zero runs to the left of the zero line. The colour says which section of the page a line is in.
Observed .
Personal income and its disposition, change over a year in each month
| Line | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Personal income | +4.9 | +4.8 | +4.8 | +4.8 | +4.5 | +4.4 | +3.7 | +4.8 | +4.7 | +4.5 | +4.4 | +4.1 |
| Compensation of employees | +4.2 | +4.2 | +4.1 | +4.6 | +4.5 | +4.5 | +4.7 | +4.8 | +4.8 | +4.5 | +4.6 | +4.5 |
| Proprietors' income | +4.4 | +3.7 | +3.6 | +4.1 | +4.4 | +5.6 | +1.2 | +8.9 | +7.0 | +6.0 | +5.3 | +5.4 |
| Rental income | +5.1 | +4.6 | +3.8 | +3.7 | +3.4 | +3.4 | +3.7 | +4.4 | +5.3 | +5.5 | +5.5 | +5.4 |
| Interest income | +7.3 | +6.7 | +6.1 | +5.5 | +4.9 | +4.3 | +4.2 | +4.2 | +4.4 | +4.4 | +4.5 | +4.7 |
| Dividend income | +0.1 | +0.7 | +0.9 | +0.6 | +1.3 | +1.9 | +1.3 | +0.9 | +2.1 | +2.5 | +3.1 | +1.6 |
| Transfer receipts | +7.9 | +8.0 | +8.6 | +7.9 | +6.5 | +5.5 | +3.2 | +5.6 | +4.7 | +5.0 | +4.2 | +3.9 |
| Personal taxes | +10.6 | +10.1 | +9.1 | +4.5 | +3.7 | +2.9 | +2.9 | +2.7 | +2.3 | +1.7 | +1.3 | +0.8 |
| Disposable income | +4.1 | +4.1 | +4.2 | +4.8 | +4.7 | +4.7 | +3.8 | +5.1 | +5.0 | +4.9 | +4.8 | +4.6 |
| Personal outlays | +5.2 | +5.0 | +4.3 | +4.9 | +5.2 | +5.3 | +5.8 | +6.6 | +6.3 | +5.8 | +6.1 | +6.2 |
| Consumer spending | +5.2 | +5.0 | +4.3 | +4.8 | +5.2 | +5.3 | +5.8 | +6.6 | +6.2 | +5.8 | +6.2 | +6.3 |
| Personal saving | −12.7 | −10.2 | +2.8 | +3.6 | −3.2 | −5.4 | −25.8 | −18.9 | −16.7 | −11.3 | −19.3 | −23.4 |
Each chip is one month's change from the same month a year earlier. The mark in its middle is zero: a fill to the right of it is a rise and a fill to the left a fall. A longer, brighter fill is a larger change, in five steps up to 7.9 and over. Every chip prints its figure and sign.
Observed .
Understanding personal income and outlays
Where it stands today
The largest change over a year was Consumer spending, up 6.3%, in September 2026.
What do the lines of this page measure?
The Bureau of Economic Analysis (BEA) adds up the income that persons receive from all sources and shows what becomes of it. Personal income is the sum of compensation of employees (wages, salaries and the benefits employers pay), the income of proprietors, rental income, interest and dividend income, and transfer receipts such as Social Security and Medicare benefits. The personal sector is households and the nonprofit institutions that serve them.
Read more
Personal income less personal current taxes is disposable personal income. Personal outlays, which are mostly spending on goods and services, come out of it, and what remains is personal saving. Disposable income, outlays and saving have a page each; the saving rate, saving as a percentage of disposable income, has its own page too.
What 500metrics adds: the change over a year of every line, ranked across the page; the last ten years of every line as rows of small charts; and a table of the change over a year in each of the last twelve months.
The numbers behind the chart
What is the latest value of each line?12 lines, in the sections of the page
| Line | Section | Month | Value | Change over a year | Rank |
|---|---|---|---|---|---|
| Personal income | Income | $27,707.8 billion | +4.1% | 8 | |
| Compensation of employees | Income | $16,534.7 billion | +4.5% | 7 | |
| Proprietors' income | Income | $2,147.6 billion | +5.4% | 3 | |
| Rental income | Income | $1,206.5 billion | +5.4% | 3 | |
| Interest income | Income | $2,531.6 billion | +4.7% | 5 | |
| Dividend income | Income | $2,190.1 billion | +1.6% | 10 | |
| Transfer receipts | Income | $5,205.3 billion | +3.9% | 9 | |
| Personal taxes | Taxes, spending and saving | $3,418.8 billion | +0.8% | 11 | |
| Disposable income | Taxes, spending and saving | $24,289.0 billion | +4.6% | 6 | |
| Personal outlays | Taxes, spending and saving | $23,377.9 billion | +6.2% | 2 | |
| Consumer spending | Taxes, spending and saving | $22,452.8 billion | +6.3% | 1 | |
| Personal saving | Taxes, spending and saving | $911.1 billion | −23.4% | 12 |
The table scrolls sideways; the first column stays in place.
What do these figures leave out, and how are they cited?Limits, dates and how to cite
What this number cannot tell you
- BEA revises each month in the releases that follow and revises past years in its annual updates. This page shows the newest estimate of every month, so an earlier month can differ from the figure first published.
- Monthly values in dollars are seasonally adjusted at annual rates: BEA states each month's flow as the total a year would hold if that month's pace continued for the whole year.
- Some lines are parts of others: compensation, proprietors' income, rental income, interest and dividends and transfer receipts are parts of personal income (the page lists the larger ones, so they do not add up to it, and contributions for government social insurance are subtracted in BEA's table), and consumer spending is part of outlays.
- The values are in current dollars, so a rise includes the rise in prices.
- The changes and the ranks are ours, worked out from the values BEA publishes; a change is in percent.
- This product uses the Bureau of Economic Analysis (BEA) Data API but is not endorsed or certified by BEA.
Observed . Checked .
How to cite this
U.S. Bureau of Economic Analysis, National Income and Product Accounts, Personal income and its disposition, monthly, through September 2026. Compiled by 500metrics, "Where does US personal income come from, and where does it go?", https://500metrics.com/personal-income.
Can the data be downloaded?personal-income.csv
Download the last ten years of every line as CSV: 1,452 rows, to , 80,377 bytes.
Our text and compilation: CC BY 4.0.
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